Credit

Credit may refer to:

See also

Debits and credits

In double entry bookkeeping, debits and credits (abbreviated Dr and Cr, respectively) are entries made in account ledgers to record changes in value resulting from business transactions. Generally speaking, the source account for the transaction is credited (that is, an entry is made on the right side of the account's ledger) and the destination account is debited (that is, an entry is made on the left side). Total debits must equal total credits for each transaction; individual transactions may require multiple debit and credit entries to record.

The difference between the total debits and total credits in a single account is the account's balance. If debits exceed credits, the account has a debit balance; if credits exceed debits, the account has a credit balance. For the company as a whole, the totals of debit balances and credit balances must be equal as shown in the trial balance report, otherwise an error has occurred.

Accountants use the trial balance to prepare financial statements (such as the balance sheet and income statement) which communicate information about the company's financial activities in a generally accepted standard format.

Credit (finance)

Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.

Credit does not necessarily require money. The credit concept can be applied in barter economies as well, based on the direct exchange of goods and services. However, in modern societies, credit is usually denominated by a unit of account. Unlike money, credit itself cannot act as a unit of account.

Movements of financial capital are normally dependent on either credit or equity transfers. Credit is in turn dependent on the reputation or creditworthiness of the entity which takes responsibility for the funds. Credit is also traded in financial markets. The purest form is the credit default swap market, which is essentially a traded market in credit insurance. A credit default swap represents the price at which two parties exchange this risk – the protection seller takes the risk of default of the credit in return for a payment, commonly denoted in basis points (one basis point is 1/100 of a percent) of the notional amount to be referenced, while the protection buyer pays this premium and in the case of default of the underlying (a loan, bond or other receivable), delivers this receivable to the protection seller and receives from the seller the par amount (that is, is made whole).

Analyst

An analyst is an individual who performs analysis of a topic. The term may refer to one of the following professions:

Analyst (journal)

Analyst is a biweekly peer-reviewed scientific journal covering all aspects of analytical chemistry, bioanalysis, and detection science. It is published by the Royal Society of Chemistry. The executive editor is May Copsey.

Analyst was established in 1876 by the Society for Analytical Chemistry as The Analyst and obtained its current name in 2009. According to the Journal Citation Reports, it has a 2014 impact factor of 4.107. It is abstracted and indexed in MEDLINE and Analytical Abstracts.

In 1999, the society closed the journal Analytical Communications because it felt that the material submitted to that journal would be best in a new communications section of Analyst. Predecessor journals of Analytical Communications were:

References

List of mass spectrometry software

Mass spectrometry software is software used for data acquisition, analysis, or representation in mass spectrometry.

Proteomics software

In protein mass spectrometry, tandem mass spectrometry (also known as MS/MS or MS²) experiments are used for protein/peptide identification. Peptide identification algorithms fall into two broad classes: database search and de novo search. The former search takes place against a database containing all amino acid sequences assumed to be present in the analyzed sample, whereas the latter infers peptide sequences without knowledge of genomic data.

Database search algorithms

De novo sequencing algorithms

De novo peptide sequencing algorithms are based, in general, on the approach proposed in Bartels et al. (1990).

Homology searching algorithms

MS/MS peptide quantification

Other software

See also